Accident Reporting Worksheet - Please note: There is no answer key to this guide. These questions are designed to trigger your thought process and understanding of different scenarios that you must know in order to be a well rounded safe driver and to help prepare yourself for the test at the end of each level.
The most frightening event a new driver can experience is a collision. To help relieve some of the anxiety that accompanies a collision, keep a copy of this accident reporting worksheet in your glove compartment at all times and refer to it when necessary.
Immediately after a collision, you should:
What if I can not drive my car after the accident? You may have to have your car towed. In that case, have it towed to a nearby reputable body shop. Your insurance company may have a preferred body shop for you to use. You also want to check ahead of time whether or not you have towing coverage for your vehicles.
What happens when I report the accident to my insurance? Generally speaking, the insurance representative will ask for the information on the accident report and make an appointment to have any damaged appraised. You will then meet with a claims adjuster for further investigation.
What happens after the appraiser has inspected my vehicle? The appraiser will provide you an estimate that you take to the repair shop of your choice. If the shop agrees with the estimate, authorize the repair. If not, have them contact the appraiser. If further damage is discovered during the repairs, the repairer should contact the appraiser for approval. After the appraiser approves the changes, a supplemental check will be issued.
Is there anything else I should do? To make the process more efficient, promptly complete and return any forms the insurance company sends to you. If you obtain any pertinent information, such as an advance copy of the police report or contact from another insurance company, provide that information to your insurance company as well.